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Personal Finance Essay Topics

Essay on personal finance goals

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Figuring out where you will be financially years from now is hard to imagine. There are always what you plan, and then there’s things that just happen that you would usually rather not have of. You can always make goals and things and hope that things go alright and end up close to what you expected.
I am currently eighteen years old. I am working on setting up all my financial things so that I am independent and can rely on myself for what I need and not have to worry about having my parents approving of things and being responsible for what I choose to do. I am going to take out a small loan soon and work on building up my credit history. I am also planning on transferring all my things like my car and phone to my name. This summer I…show more content…

I will then purchase my own house and also a car. I will be paying insurance on both of these items. I will work the rest of my life as a Nurse and will eventually retire at the age of 65.
Although I don’t really know how well all of this will work out and I’m sure there are probably easier ways to do all this, I don’t think I will be talking to any professionals. I think I have enough basic understanding in order to keep myself stable. Granted I will probably fall a couple of times and make a few mistakes, I’ve been taught to keep working at it and you’ll get it right eventually. I know that in order to get what you want you have to try and work really hard. I don’t believe in being handed things, whether it be money or advice or anything else. I would rather try and fail then have someone tell me what to and what not to do.
I myself believe in risks to an extent. I think they are alright as long as they are somewhat logical. I don’t believe in “jumping off a cliff with no ropes hoping to survive”. I plan on having two accounts, one checking and one savings. I will mainly work with my checking account and the savings will not be touched unless for emergencies. I will keep a minimum of a thousand dollars in my savings account, which I will be opening at a credit union since they have a slightly higher interest rate, so I will always have it. I have learned to always keep a “safe” amount of

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